See how it works.
It’s simple and easy.

Apply Now.

We will discuss your terms, review your information and follow up with a decision within 1 business day.

Get Funded.

If you are approved, your money will be deposited directly into your business bank account within one business day.

Renew and Keep Business Moving!

Renew and Keep Business Moving!
Repay at least half of your loan and renew to receive more money! Over 70 percent of our customers return for additional funding.

We offer 3 useful programs
you’ll love.

Business Loan

Short or Long-term loan is a simple interest business loan with a low rate and flexible terms ranging from one to five years, with no prepayment penalties. No collateral is required for a medium-term loan.

200K
24 months

Total Deposit Advance (TDA)

Approval amount is based on your monthly merchant processing volume. We purchase your future merchant processing receivables at a discount, providing you with funds today.

Consolidation

When a business owner has taken multiple loans and has to manage the payments individually for all the loans, a consolidation is highly beneficial because we will provide enough capital to pay off the other balances as well as leave the business owner with additional capital to use to grow their business.
  • Standard consolidation
  • Incremental consolidation programs

Frequently
asked questions

1Who is The Lending Family?

The Lending Family is a leading provider of working capital to small businesses nationwide. Since 2012, more than 20,000 small businesses have trusted us to provide them with fast, flexible, and reliable funding to fuel their success.

2How can you help my small business?

The Lending Family works with businesses in over 700 industries ranging from physicians and restaurants to repair shops and retailers. We specialize in making capital accessible to small businesses that are underserved by traditional financial institutions, such as banks and credit unions. Because we look at your real-time business cash flow — not just your historical financials and personal credit score — we’re able to deliver financing solutions to more small businesses than most other funding sources.

3What are the minimum eligibility requirements to qualify for funding from The Lending Family?

To qualify with The Lending Family, you must be a U.S. or Canada-based business with:

  • 1 year minimum time in business
  • At least $10,000 in monthly revenue
  • 400+ credit score
4Will applying with The Lending Family impact my credit score?
No. We only perform a soft credit inquiry, which does not impact your credit score.
5How quickly will I know if I am approved for funding?
You will typically know if you are approved for funding within hours. For most of our applicants, same-day approvals are the norm, but if you submit your application after typical business hours, you may not receive a response until early the following morning.
1How long will it take me to complete my application?

Applying with The Lending Family takes most applicants less than 10 minutes.

2When can I expect to see the money in my account?
If your deal closes before 3:00 pm EST, you will have the option of receiving money in your bank account the same day via wire transfer. Otherwise, your funds will arrive via ACH transfer the next business day.
3What if I already have a traditional bank loan?
Our product is designed to complement traditional financing. As long as you meet our requirements, we can still provide you with financing without affecting your other obligations.
4When am I eligible for renewal?
You will typically be eligible for a renewal once you have paid around 45-50% of your original account balance.
5Do you withdraw payments on holidays?
We only withdraw payments from your account on days when banks are open, so you will not be debited on any U.S. bank holidays.

Testimonials

Working with The Lending Family was super easy and i was funded within the same business day. I plan on working with them again when i need capital for another project.

Sarah Walker
★★★★★ 5/5

More Than Money

We are interested in your success beyond providing financing. Our account executives are a phone call away to navigate the funding process and help your company succeed.

APPLY NOW

2111 Avenue U, Brooklyn, NY 11229
info@thelendingfamily.com